Everyone is living to a budget at the moment, ever since the inception of the credit crunch and global recession people have had to be a lot tighter with their money. That means looking for the most cost effective solution at the supermarket, postponing trips abroad to various holiday locations around the world and finding […]

It may not surprise you to know that there are still a lot of people out there that don’t know what private equity firms do. They probably rightly assume that it is best left to bankers and financial companies to sort out, but then is that where we are all going wrong? Just because we […]

In a tough financial climate it is becoming more difficult to find credit. Despite apparent green shoots of recovery banks remain shy of loaning to new customers. As a result many people who would previously had little difficulty in securing a loan are now finding themselves facing all sorts of problems in securing finance. For […]

The target of the U.S.Government was to help senior citizens, who have as their only assets the equities of their homes. They were called equity rich but cash poor. When a senior will take a reverse mortgage loan he will not pay back anything monthly. Even if he has the traditional mortgage left, he must […]

In these times of budgetary stress, it’s easy to lose sight of the future and the necessity of planning for its arrival. For too many people, a life insurance policy, and perhaps a basic 401k through their employer, is the extent of their financial preparation for the future. However, a trusted financial planner […]